Skip to main content
President and Loan Officer Billy Howard

Billy Howard


NMLS #78891

Billy Howard, a native of Tarobough, North Carolina, graduated from UNC-Chapel Hill with a bachelors in economics. After buying, running, and selling a business, Billy joined a friend in the mortgage industry. He quickly decided it was the industry for him. After working for Green States Financial and King Financial until 2006, he started his first business, Carolina Choice Mortgage.

After Carolina Choice Mortgage expanded services to include North and South Carolina, Virginia, Georgia, and Florida, the company became United Home Loan Services, Inc.

In his free time, Billy enjoys watching Tarheel sports, volunteering with the Boys and Girls Club of the Upstate, and spending time with his wife and two daughters.

Apply for a Loan with Billy
Back to Full Team