VA or Conventional Loan: Which Mortgage for Veterans Fits

By pwsbuilder | August 17, 2026
Brick suburban home with a porch flag, the kind of primary residence a veteran might buy with a VA or conventional loan

For most eligible veterans buying a home they will live in, a VA loan is the cheaper mortgage. The Department of Veterans Affairs does not require a down payment when the price is at or below the appraised value, and it does not require private mortgage insurance. A conventional loan can still be the better…

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